State Licensing

To view licensing information for individual states, please select a state:

State Lending Restrictions

Provident Funding originates first mortgages in all states except:

  • Alaska
  • Alabama
  • Arkansas
  • Delaware
  • District of Columbia
  • Hawaii
  • Idaho
  • Iowa
  • Kansas
  • Louisiana
  • Maine
  • Mississippi
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Mexico
  • New York
  • North Dakota
  • Oklahoma
  • Rhode Island
  • South Dakota
  • Vermont
  • West Virginia
  • Wisconsin
  • Wyoming

Provident Funding does not originate the following:

  • Cash-Out Refinance loans in the state of Texas.
  • Interest Only loans in the state of Illinois.
  • ARM loans with an initial fixed period of 3 years or less in the state of Illinois.
  • Loans secured by Condominiums in the states of Florida and New Jersey.
  • Jumbo Cash-Out Refinance loans in the state of Florida.
  • Second mortgages or home equity lines of credit.

Mortgage Lender Licensing

Provident Funding Associates, L.P. (NMLS ID 3821) is a licensed residential mortgage lender approved by HUD/FHA, VA, Fannie Mae and Freddie Mac and by applicable state agencies.

Loan Servicing Licensing

Provident Funding is licensed by the Department of Corporations under the California Residential Mortgage Lending Act as a mortgage loan servicer under license number 4150016.