Provident Funding offers first mortgages in the following states:

To view state licensing information, please expand the "State Licensing Information" section below.

  • Arizona
  • California
  • Colorado
  • Connecticut
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Kentucky
  • Maryland
  • Michigan
  • Minnesota
  • Missouri
  • New Jersey
  • North Carolina
  • Ohio
  • Oregon
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington

Provident Funding does not originate the following:

  • Cash-Out Refinance loans in the state of Texas.
  • Interest Only loans in the state of Illinois.
  • ARM loans with an initial fixed period of 3 years or less in the state of Illinois.
  • Jumbo Cash-Out Refinance loans in the state of Florida.
  • Second mortgages or home equity lines of credit.

Mortgage Lender Licensing: Provident Funding Associates, L.P. (NMLS ID 3821) is a licensed residential mortgage lender approved by HUD/FHA, VA, Fannie Mae and Freddie Mac and by applicable state agencies.

Loan Servicing Licensing: Provident Funding is licensed by the Department of Corporations under the California Residential Mortgage Lending Act as a mortgage loan servicer under license number 4150016.

Select a state to view licensing information: