LICENSING SUMMARY

Provident Funding offers first mortgages in the following states:

To view state licensing information, please expand the "State Licensing Information" section below.

  • Arizona
  • California
  • Colorado
  • Connecticut
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Kentucky
  • Maryland
  • Michigan
  • Minnesota
  • Missouri
  • New Jersey
  • North Carolina
  • Ohio
  • Oregon
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington

Provident Funding does not originate the following:

  • Cash-Out Refinance loans in the state of Texas.
  • Interest Only loans in the state of Illinois.
  • ARM loans with an initial fixed period of 3 years or less in the state of Illinois.
  • Jumbo Cash-Out Refinance loans in the state of Florida.
  • Second mortgages or home equity lines of credit.

Mortgage Lender Licensing: Provident Funding Associates, L.P. (NMLS ID 3821) is a licensed residential mortgage lender approved by HUD/FHA, VA, Fannie Mae and Freddie Mac and by applicable state agencies.

Loan Servicing Licensing: Provident Funding is licensed by the Department of Corporations under the California Residential Mortgage Lending Act as a mortgage loan servicer under license number 4150016.

Provident Funding is licensed as a collection agency in the state of Nevada. The NFID Compliance Manager Certificate number is CM12711 and the NMLS ID is 978674.

Select a state to view licensing information:

Illinois Community Reinvestment Notice: The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation once the Department completes our first evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department. We will update this notice when our first evaluation has been issued.

Texas Consumer Complaint Notice: Pursuant to Texas Finance Code Section 157.0021, you are notified of the following: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS, OR TO FILE A CLAIM AGAINST A RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM OR CLAIM APPLICATION TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD, SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML’S WEBSITE: SML.TEXAS.GOV.