Provident Funding is a nationwide direct mortgage lender and servicer. Founded in 1992, we have created a customer-oriented culture with an experienced team of highly trained mortgage experts. We provide mortgage solutions for all of your refinance and home purchase needs.


Since our inception, we have maintained a firm commitment to a low-cost business model. We pass our cost savings on to you, our customer, by providing industry-leading rates. This has earned us a solid industry reputation as The Mortgage Price Leader. We are so confident in our rates that we publish them live on our website.


We built a proprietary mortgage origination and servicing platform from the ground up for a superior mortgage experience. Our platform lets you manage your entire application, or serviced loan, online. Track statuses, upload documents, pay your mortgage for free, download statements, or just glance at loan information. Our online account and mobile app cover your needs. Because the technology is our own, we deliver a custom, efficient, and hassle-free process.


Your loan is backed by a team of experienced mortgage professionals. Our team will guide you through the mortgage process, answer your questions, and find the right solution for you. We aim to provide the best service and consider you a Customer For Life. We appreciate you choosing Provident Funding for your mortgage needs.