Who We Are

Provident Funding is a nationwide mortgage lender and servicer. Since funding our first loan in 1993, we have provided decades of great service, expertise, and competitively priced mortgages to our customers.

Our low rates and fast loan process will help you achieve your goals with confidence. Thank you for choosing Provident Funding – we look forward to helping you on your home journey!

What Makes Us Different


We believe in simple, transparent rates and pricing. Since our inception, we have maintained a firm commitment to an efficient business model in order to pass along our cost savings to you. We are so confident in our rates that we publish them live on our website and encourage you to compare us to others.


We deliver loans fast. Our experience and expertise will get you to the closing table quickly. With our transparent loan process, you always know what is going on with your loan.


We pride ourselves on providing exceptional customer service. Your mortgage is backed by a team of experienced professionals ready to assist you with any question.