Providing Exceptional Price, People, and Technology

Provident Funding is a direct lender with offices throughout the United States. We have originated over $330 Billion since 1998 and have a loan servicing portfolio of $60 Billion serving over 350,000 customers.

Founded in 1992, Provident Funding has fostered a disciplined, yet entrepreneurial culture. A firm commitment to a low cost structure was designed to deliver industry-leading rates in all interest rate environments. Passing cost savings to our qualified borrowers has earned us a solid reputation in the industry as the "Mortgage Price Leader."

In addition to our price advantage, we have developed mortgage origination and loan servicing technology which makes the entire loan process efficient for our customers.

We have cultivated a customer-oriented culture, wherein our friendly and highly trained professional Mortgage Consultants, Servicing Analysts and other dedicated employees make the loan process simple and transparent.

Welcome to Provident Funding!